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Organizational Structure

The Organizational Structure of ARDBs as it emerged over the years is not uniform all over the country. The total No. of SCARDBs are 16, the Structure is Federal in 7 States, Unitary in 7 States and the remaining 2 States having a Mixed Structure. In 5 of the smaller States, State Co-operative Banks (SCBs) are providing term loans for agriculture along with production credit.

Federal Structure

Under the federal structure which is operative in 7 states viz. Haryana, Karnataka, Kerala, Odisha, Punjab, Rajasthan and Tamilnadu. Individual borrowers are members of primary units, or PCARDBs which, in turn, are federated into state level SCARDB in each given state.

Unitary structure

The unitary structure which is functioning in 7 states viz. Assam, Bihar, Gujarat, Jammu & Kashmir, Puducherry, Tripura and Uttar Pradesh, has a single state level institution which operates through a branch network , the branches are not independent entities though individual farmers are serviced through the branch network.

Mixed structure

Two states viz. Himanchal Pradesh and West Bengal are serviced through the mixed structure comprising both PCARDBs and branches of SCARDBs.

Membership of the Federation.

  1. Andhra Pradesh State Cooperative Bank Ltd., Hyderabad.
  2. Assam State Cooperative Agriculture & Rural Development Bank Ltd., Guwahati.
  3. Multi State Cooperative Land Development Bank Ltd.,(Bihar-Jharkhand) Patna.
  4. Delhi State Cooperative Bank Ltd., New Delhi.
  5. Goa State Cooperative Bank Ltd., Panaji.
  6. Gujarat State Cooperative Agriculture & Rural Development Bank Ltd., Ahmedabad.
  7. Haryana State Cooperative Agriculture & Rural Development Bank Ltd., Chandigarh.
  8. Himachal Pradesh State Cooperative Agriculture & Rural Development Bank Ltd., Shimla.
  9. Jammu & Kashmir State Cooperative Agriculture & Rural Development Bank Ltd., Srinagar.
  10. Karnataka State Cooperative Agriculture & Rural Development Bank Ltd., Bangalore.
  11. Kerala State Cooperative Agricultural & Rural Development Bank Ltd., Thiruvananthapuram.
  12. Meghalaya Co-operative Apex Bank Ltd., Shillong.
  13. Odisha State Cooperative Agricultural & Rural Development Bank Ltd., Bhubaneshwar.
  14. Pondicherry Cooperative Central Land Development Bank Ltd., Pondicherry.
  15. Punjab State Cooperative Agricultural Development Bank Ltd., Chandigarh.
  16. Rajasthan Rajya Sahakari Bhoomi Vikas Bank Ltd., Jaipur.
  17. Tamil Nadu Cooperative State Agriculture & Rural Development Bank Ltd., Chennai.
  18. Telangana State Cooperative Apex Bank Ltd., Hyderabad.
  19. Tripura Cooperative Agriculture & Rural Development Bank Ltd., Agartala.
  20. Uttar Pradesh Sahakari Gram Vikas Bank Ltd., Lucknow.
  21. West Bengal State Cooperative Agriculture & Rural Development Bank Ltd., Kolkata.


     



 

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