Member Profile

Jammu & Kashmir State Cooperative Agri. & Rural Dev. Bank Ltd

Jammu & Kashmir State Cooperative Agri. & Rural Dev. Bank Ltd

Fully Functional SCARDBs

Address: 12, Post Office Lane, Hyderpora, Near Mubarak Hospital, Srinagar - 190 014
Email : scardjk@rediffmail.com
Telephone Nos.: 0194-2431892/2431965
Website: www.J&KSCARDB.org

Chairman: Shri. Chering Dorjey

Chief Executive Officer: Shri. Mohammad Aslam Bhat

Staff Position
At SCARDB (HO & Branches): 240

Financial Parameters

Interest Rate on Loans: 11.50% to 14.50%
Interest rate on Deposit Collection: 7.25% for 1 year and above
Key Financial Parameters -

(` Lakhs)

Particulars 2015-16 2016-17 2017-18
Loans Outstanding 4895.42 5251.09 5285.40
Loans Disbursed 1311.15 788.94 1268.75
Total Paid up Capital 2955.22 2974.25 3011.51
Free Reserves 237.63 237.63 237.63
Capital to Asset Ratio (%) 56.77 61.52 57.15
Deposit Outstanding 9454.25 12935.41 16449.27
Borrowings Outstanding 616.00 616.00 616.00
Net Profit 623.00 356.61 825.07
Accumulated Loss, If Any 5750.64 6107.24 6932.31

NR denotes Not Reported.

Contact Us : 022-27814426/27814114