Member Profile

Jammu & Kashmir State Cooperative Agri. & Rural Dev. Bank Ltd

Jammu & Kashmir State Cooperative Agri. & Rural Dev. Bank Ltd

Fully Functional SCARDBs

Address: 12, Post Office Lane, Hyderpora, Near Mubarak Hospital, Srinagar - 190 014
Email : scardjk@rediffmail.com
Telephone Nos.: 0194-2431892/2431965
Website: www.J&KSCARDB.org

Chairman: Shri. Chering Dorjey

Chief Executive Officer: Shri. Mohammad Aslam Bhat

Staff Position
At SCARDB (HO & Branches): 239

Financial Parameters

Interest Rate on Loans: 14.50%
Interest rate on Deposit Collection: 7.25%
Key Financial Parameters -

(` Lakhs)

Particulars 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21
Loans Outstanding 4895.42 5251.09 5663.61 5788.43 5766.49 5600.30
Loans Disbursed 1311.15 788.94 1268.75 1182.79 904.43 793.62
Total Paid up Capital 2955.22 2974.25 2999.25 3016.92 NR 3011.52
Free Reserves 237.63 237.63 14.05 237.63 NR 246.88
Capital to Asset Ratio (%) 56.77 61.52 NR 51.12 NR -112.32
Deposit Outstanding 9454.25 12935.41 15059.47 16645.93 18033.67 18877.36
Borrowings Outstanding 616.00 616.00 616.00 641.00 616.00 616.00
Net Profit 623.00 356.61 693.10 855.17 NR 1676.41
Accumulated Loss, If Any 5750.64 6107.24 6800.34 7993.97 9602.86 11907.12

NR denotes Not Reported.

Contact Us : 022-27814426/27814114