Empowering Farmers...
The working performance of SCARDBs their financial position including advances and recovery during last five years from 2018-19 to 2022-23 is given in the accompanying table.
Sr. No. |
Particulars |
2018-19 |
2019-20 |
2020-21 |
2021-22 |
2022-23 |
1. |
Membership at Ultimate Borrowers’ Level (as on 31 March) (Number in ‘000) |
13181 |
11578 |
11639 |
12463 |
12372 |
2. |
Net Worth at apex Bank Level |
3861.50 |
4025.26 |
4107.02 |
4656.34 |
NA |
3. |
Borrowings during the year |
3513.21 |
4326.66 |
8561.20 |
5741.17 |
3043.82 |
4. |
Borrowings Outstanding at Apex Bank Level (as on 31 March) |
14871.10 |
13373.53 |
13069.09 |
13378.88 |
12573.86 |
5. |
Advances during the year at Ultimate Borrowers’ Level |
4365.89 |
4715.33 |
5402.90 |
5092.22 |
5426.54 |
6. |
Loans Outstanding at Apex Bank Level (as on 31 March) |
20633.36 |
20594.69 |
20811.63 |
21124.58 |
21151.91 |
7. |
Recovery Performance at Ultimate Borrowers’ Level (%) (as on 30 June) |
38.59 |
38.44 |
39.48 |
38.49 |
40.59 |
8. |
Profit/Loss during the year |
123.92 |
251.54 |
164.14 |
78.95 |
238.35 |
9. |
Undistributed Profit/Accumulated Loss (as on 31 March) |
-677.93 |
-548.68 |
-518.09 |
-586.49 |
-628.42 |
(₹ In Crores)
Sr. No. |
Particulars |
During the year |
|
2021-22 |
2022-23* |
||
1. |
No. of SCARDBs |
|
|
|
i Fully Functional |
13 |
13 |
|
ii Others |
3 |
3 |
2. |
Network of outlets |
||
|
i Branches of SCARDBs |
657 |
657 |
|
ii Supervisory Units |
43 |
45 |
|
iii PCARDBs and its branches |
1,102 |
1,104 |
|
TOTAL |
1,802 |
1,806 |
3. |
Membership of individuals |
97,54,983 |
99,66,838 |
4. |
Borrowing Membership |
38,71,126 |
38,05,447 |
5. |
Loans Outstanding |
21,124.35 |
21,151.91 |
6. |
Loans Disbursed |
5,092.04 |
5,426.54 |
7. |
Borrowings Outstanding |
13,378.88 |
12,573.86 |
8. |
Deposit Outstanding |
2,286.38 |
2,313.32 |
9. |
Loan Recovery Position As on 31 March |
||
A. |
At Ultimate Borrowers’ Level |
2021-22 |
2022-23 |
|
i Demand |
16,168.77 |
16,690.13 |
|
ii Collection |
5,833.64 |
6,775.10 |
|
iii Balance |
10,334.91 |
9,915.03 |
|
iv Recovery % |
36.08 |
40.59 |
B. |
At SCARDB Level |
2021-22 |
2022-23 |
|
i Demand |
14,095.83 |
13,965.82 |
|
ii Collection |
5,998.44 |
6,177.39 |
|
iii Balance |
8,097.17 |
7,788.44 |
|
iv Recovery % |
42.55 |
44.23 |
10. |
Amount of Profit |
150.89 |
280.43 |
|
No. of banks in Profit |
10 |
10 |
11. |
Amount of Losses |
72.18 |
42.08 |
|
No. of banks in Losses |
3 |
3 |
12. |
Staff Position |
||
|
i SCARDB Level (Apex) |
4,190 |
4,402 |
|
ii PCARDB level (Ground) |
4,202 |
4,004 |
|
TOTAL |
8,392 |
8,406 |
Sr. No. |
Particulars |
2020-21 |
---|---|---|
1. |
No. of SCARDBs |
|
- Fully Functional |
13 |
|
- Others |
3 |
|
2. |
Network of Outlets (in No) |
|
- Branches of SCARDBs |
672 |
|
- PCARDBs and its branches |
1,065 |
|
3. |
Membership of Individuals (in Nos) |
|
- Borrowing Members |
33,49,457 |
|
- Non-borrowing Members |
54,72,371 |
|
4 |
Loans Outstanding |
20,92,661.93 |
5 |
Loans Disbursed |
4,98,873.51 |
6 |
Borrowings Outstanding |
12,89,379.24 |
7 |
Deposit Outstanding |
2,23,887.29 |
*Figures are tentative